Fiduciaries: Get a demo of 401k participant advice
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Focused on what matters
Use WealthStep’s tested Aim>Save>Invest>Spend process to accomplish your goals
The best of both worlds
An automated planning & investment advice service focused on goals, action and patience
Guidance and learning
Clear advice, action reminders, learning videos and more. Basic version is free.
WealthStep is for you if you:
Need help knowing how much to save and how to invest- Want to feel in control rather than intimidated by money
- Know you can be successful with good guidance
- Value advice driven by experts + algorithms
- Like proactive reminders and video tips
The basic version is free, as part of our global financial literacy effort.
If you prefer to also have human advice, learn about options.
If you’re a 401k/retirement plan fiduciary, click here.
Track your progress
- Learn what you need to do to get on track for financial independence.
Latest News
Higher 2024 retirement plan contribution limits allow for more long-term savings.
Every year, the contribution limits for retirement accounts can change, opening up the opportunity for employees to defer more income for retirement. For 2024, cost-of-living adjustments are small, but worth noting. The new contribution limits…
Q4 2023 Quarterly Context Video
Stock and bond markets came out better than expected in 2023 despite rate hikes, wars and collapsed banks, the chance of recession is dropping but still exists, markets may be more tepid in 2024, bonds…
Benefits
Know how much to save
Actionable goal clarity
Smart prioritized decisions
Life-stage & tax-smart investing
Free or low-cost options, no hidden fees
More relaxed with goals on track
Why WealthStep – Because great fiduciaries care
A double-bottom-line service for companies that care. WealthStep isn’t just for individuals. Companies that provide WealthStep as a retirement readiness benefit improve morale, productivity, loyalty, retention, savings rates and life outcomes. Improve your people’s numbers, and watch company numbers improve too.
WealthStep gives back
For each new user, WealthStep will donate time and/or $ to financial literacy education for kids and parents in underprivileged & other areas.
Want a presentation at your school? Join the waitlist. Want a retirement preparation presentation at your company? Contact us.
The truth you need to know
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Most aren't on track to retire, especially when factoring in health care costs
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Many don't even know they're not on track to retire
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Emotional investing can harm results yearly
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Is the 2020 average pre-tax monthly Social Security payment enough?
Learn more about these statistics
How ready are you?
Get a rough estimate of how much $ you need for financial freedom.
If you save this much by age 65:
$
You might be able to spend this monthly in retirement:
$1,667
See WealthStep’s Planning/Saving Advice for more refined calculations. Learn about the “4% rule” estimation used above, which is also before taxes and excludes Social Security.