Can I lose all my money if I invest it?

No and yes. If you were to invest all of your money in one stock/company outside of WealthStep, and that company went out of business, you would have had all your eggs in one basket, and you could essentially lose all your money. However, WealthStep portfolios avoid that risk by investing in diversified portfolios, with thousands of stocks and/or bonds (based on life-stage selection). Even if 1, 5, 10 or 100 companies within your portfolio go out of business, for example, there would still be thousands left in your diversified portfolio, thereby virtually eliminating the risk of losing all of your money. This is one of the valuable risk-reduction effects of diversification. Note: Not investing and therefore subjecting yourself to the risk of inflation is a much greater risk over time (see FAQs regarding different types of risk).