Index concentration is at a 50-year high, and the newest listings are making it worse. A record-setting debut When SpaceX launched its initial public offering (IPO) on June 12th it raised $75 billion and was valued at more than $2 trillion within a week. This made it one of the largest companies in the world, and Elon Musk the world’s first trillionaire. The size of the offering is remarkable on…
A new tax-advantaged savings option for children opens for funding on July 4. Here’s how it works and what to consider. Starting July 4, a new type of retirement account for children created under the One Big Beautiful Bill Act and formally known as a “Section 530A account” (and informally as a “Trump Account”) will be open for contributions. Parents and guardians can already open accounts ahead of that date,…
Strong market performance driven by artificial intelligence has prompted many investors to ask whether current enthusiasm reflects durable, long-term opportunity—or a familiar cycle of overvaluation. It is a reasonable question, particularly after several years of strong returns concentrated in a relatively small group of technology and AI-related companies. Why investors are asking about an AI bubble One of the most common questions we hear from clients is, “Are we in…
Saving enough each year for retirement is the most important thing you can do towards becoming retirement ready, followed by investing consistently with your life stage and other goals. Not everyone needs to save up to the IRS maximum retirement plan savings limits, but some should save up to the limits (or more, outside of a retirement plan) in order to meet their retirement readiness goals. Most people need to…
As the Federal Reserve hikes interest rates ten times to a notable 5.25% in just over a year, holding cash is generating a lot of buzz. Many view cash as the safe haven, especially when money market funds and similar instruments offer returns over 5% annually with minimal volatility. While these returns are enticing, it’s essential to take a deeper look surrounding cash in today’s financial landscape. Where the buzz…
Why investment process quality is key to investing success + our 5-step approach It’s natural to feel anxious about investing. Investors all want to make the best decisions when it comes to their money and wealth management—decisions that will help your portfolio grow bigger without excessive risk. However, the investment decision process can be overwhelming, given the many available options and pitfalls. Investing is a key part of a financial…
Experienced investors know that periods of significant market volatility, just like airplane turbulence, although unwelcome and uncommon, are normal. And until recently, overdue, as we’ve communicated a number of times in Quarterly Context webinars posted here in this blog. Market fluctuations are primarily driven by uncertainty and are unpredictably cyclical. While the reasons change, the most important question to ask is not why volatility is happening, but whether it…
Saving enough each year for retirement is the most important thing you can do towards becoming retirement ready, followed by investing consistently with your life stage and other goals. Not everyone needs to save up to the IRS maximum retirement plan savings limits, but some should save up to the limits (or more, outside of a retirement plan) in order to meet their retirement readiness goals. Most people need to…
