What do the new annual savings limits mean for you?

What do the new annual savings limits mean for you?

8 years ago 0 1570

Below are the IRS updates for 2017, which are similar to 2016 due to low inflation. Read on for special opportunities to save more… 401(k), 403(b), 457 Plan deferral Limit: 2016: $18,000, 2017: $18,000 “Catch-up” Contribution >age 50: 2016: $6,000, 2017: $6,000 Defined Contribution Plan Total Dollar Limit: 2016: $53,000, 2017: $54,000 Highly Compensated Employee definition: 2016: $120,000, 2017: $120,000 Click here for full IRS announcement of 2017 limits Some…

An age-based savings multiplier rule of thumb as a quick test

8 years ago 0 2315

One retirement readiness rule of thumb: Have 1x your salary saved by age 30. What about other ages? …2x at age 35, 3x at 40, 4x at 45, 6x at 50, 7x at 55, 8x at 60, and 10x at 67. These are general rules of thumb, however, that vary according to when you plan to retire and other factors. Use the WealthStep free Planning/Saving advice engine to get advice…