Q2-2019 Quarterly Context Webinar

Q2-2019 Quarterly Context Webinar

1 month ago 0 123

Where are we in the business cycle? The stock market continues upward, but the bond market shows nervousness. Are stocks fairly valued or leaning over-valued? What positive returns are required when different levels of negative returns occur? Is that a quilt or the shapes of the stock market by size and number? 401k plan design trends and fiduciary priorities, via recent surveys. That and more in the Q219 Quarterly Context…

The happiness formula

4 months ago 0 73

Money can’t literally buy happiness, however studies show that reducing financial stress and having more options can increases happiness. What is definitely clear is that there is a connection between emotions and money, and being less emotional as an investor reduces your stress, which therefore can increase your happiness AND therefore also your financial success. Maybe that’s not surprising. But here’s a formula to understand how to increase happiness, and…

Q4-2018 Quarterly Context Webinar

7 months ago 0 389

Why is the stock market cooling? Why and how many investors fail to do what disciplined/experienced investors do. People are still feeling confident about the future, but less so. Is your debt shrinking as a % of your income like the average person? How many times did the market drop 10% or more in the last 10 years? How common are market drops of -5%, -10%, -15% and -20%? Stock…

Now is a good time to learn the lessons from the Global Financial Crisis

10 months ago 0 215

As we hit the 10-year anniversary, there are lessons to learn from the economic challenges and 2nd worst market in history, and subsequent recovery, that began a decade ago. 10 years is long enough that some people don’t even remember this major financial event, while others feel like they are still recovering, given that the economy’s recovery has been gradual, even though the market’s recovery has been strong… maybe a…

Interest rates are shifting and will impact you… maybe more than any other economic indicator.

1 year ago 0 407

The Federal Reserve Bank’s Open Market Committee adjusts rates, down to stimulate the economy when needed, and up control inflation and prevent the economy from overheating during times of growth. In the first several years after the Great Recession, people thought little about rates. The Fed’s target rate fell to 0% late in 2008 and stayed at 0% for 7 years. Such extended periods of low rates is highly uncommon,…

Q2-2018 Quarterly Context Webinar

1 year ago 0 295

How new behavioral research can relate to financial behavior (e.g. bad soccer goalie decisions – a nod to recent world cup!, teams fire coaches too fast, the “IKEA effect” and how you place higher value on things you make yourself), how unconscious perception biases about aging cause people to under- or over-save, wages are up… but barely vs. inflation, interest rates are on the way up and imply certain risk…

Q2-2018 Market Review

1 year ago 0 294

Summer months are typically a quiet time for the markets. Recent events, however, may disrupt this tradition. Threats of escalating trade wars have cast a pall over equities, and numerous geopolitical uncertainties continue to push investors toward a more cautious stance. A desynchronization in global growth as well as a divergence in central banks’ monetary policies have contributed to U.S. dollar strength and wreaked havoc on emerging markets. Currencies of emerging…

Q1-2018 Quarterly Context Webinar

1 year ago 0 178

Market volatility returns, markets often have long rises and “flat” spots, a periodic table of returns using sectors, discipline is key: missing out on the best 30 market days over the last 50 years would have led to a 40% lower return, research indicates a big gap between savings goals and actually savings patterns, higher savings might lengthen your life, and more.