Market turbulence: Please remain seated

Market turbulence: Please remain seated

1 year ago 0 806

Experienced investors know that periods of significant market volatility, just like airplane turbulence, although unwelcome and uncommon, are normal. And until recently, overdue, as we’ve communicated a number of times in Quarterly Context webinars posted here in this blog.   Market fluctuations are primarily driven by uncertainty and are unpredictably cyclical. While the reasons change, the most important question to ask is not why volatility is happening, but whether it…

Q4 2024 Quarterly Context Video

1 year ago 0 725

US hiring numbers were higher than expected, Inflation continues its bumpy ride, US economic growth extended its solid streak, the fed cut rates twice, the Trump won the presidential election, the stock market took a dip, but despite that, the market had the best 2 years in a quarter century. That plus a general key retirement planning review and more in this quarter’s Quarterly Context webinar …Watch to stay relaxed…

Increase your savings with higher 2025 retirement plan contribution limits

1 year ago 0 940

Saving enough each year for retirement is the most important thing you can do towards becoming retirement ready, followed by investing consistently with your life stage and other goals. Not everyone needs to save up to the IRS maximum retirement plan savings limits, but some should save up to the limits (or more, outside of a retirement plan) in order to meet their retirement readiness goals. Most people need to…

How to protect your parents from elder financial abuse and fraud

1 year ago 0 829

Everyone thinks elder financial abuse could never happen to their family—until it does. Just look at Alfred Mancinelli. The 79-year-old gave almost $1 million in retirement savings to various con-artists, including one posing as a professional wrestler named Alexis Bliss. Convinced he was in a romantic relationship with Ms. Bliss, Mancinelli refused to listen to his children’s concerns. Instead, the retired man sued his own son for trying to intervene.  …

Q3 2024 Quarterly Context Video

1 year ago 0 600

Economic growth in the US quickened, but then slowing growth fears rattled markets, pre-election uncertainty is starting to make markets wonder what the future holds, the Fed cut rates by half a percent as lower inflationary pressure gave the Federal Reserve more confidence, and how to be smart with cash. That plus a general key retirement planning review and more in this quarter’s Quarterly Context webinar …Watch to stay relaxed…

How intergenerational living reduces loneliness and enhances well-being in retirement

1 year ago 0 782

Intergenerational living is on the rise, and some say it could be the key to aging gracefully. According to census data, the number of people living with multiple generations quadrupled between 1971 and 2021, to 59.7 million. For many of them, the intergenerational arrangement saves money and improves their quality of life. Some experts also hope it will cure the loneliness that tends to plague older folks. Why are intergenerational…

Q2 2024 Quarterly Context Video

1 year ago 0 1204

Stock markets continue up, bonds are flat, rates remain unchanged, inflation is cooling, and the recession-avoiding soft-landing appears to be happening… so far. That plus a review of key retirement planning basics and more in this quarter’s Quarterly Context webinar …Watch to stay relaxed by staying informed, and remain current about things that actually matter to staying focused on your long-term goals and strategy.

How pre-retirees can plan ahead for the long-term care reality

2 years ago 0 1045

The U.S. population is aging. By 2034, all baby boomers will be older than 70 and older adults will outnumber children for the first time in U.S. history, according to Census data. With age comes a greater risk for chronic diseases and conditions—yet most adults are not facing this reality head-on. People tend to worry about how a market downturn would affect their retirement savings. But considering that 70% of…