Q3-2019 Quarterly Context Webinar

Q3-2019 Quarterly Context Webinar

2 weeks ago 0 43

How many generations does it typically take to wipe out family wealth, and what can you do about it? What is the impact of emotional investing on the average investor’s returns? How would the economies of all US 50 states rank if they were countries? How should Fiduciaries evaluate target date funds? Is a CEO economic confidence index up or down? How many months after an inverted yield curve does a…

Q2-2019 Quarterly Context Webinar

3 months ago 0 274

Where are we in the business cycle? The stock market continues upward, but the bond market shows nervousness. Are stocks fairly valued or leaning over-valued? What positive returns are required when different levels of negative returns occur? Is that a quilt or the shapes of the stock market by size and number? 401k plan design trends and fiduciary priorities, via recent surveys. That and more in the Q219 Quarterly Context…

Make yourself and future generations of retirement savers into “super savers”

5 months ago 0 477

April was Financial Literacy Month, which led to a flurry of articles about the retirement crisis in the U.S. One piece noted that the “average” retirement savings amount, paltry though it is, is often an overstated figure because it is the average (i.e. mean) rather than the mid-point (i.e. median) and therefore overstates the “average” savings level. It indicated that although the “average American” has about $200,000 in retirement savings, the median…

The happiness formula

6 months ago 0 118

Money can’t literally buy happiness, however studies show that reducing financial stress and having more options can increases happiness. What is definitely clear is that there is a connection between emotions and money, and being less emotional as an investor reduces your stress, which therefore can increase your happiness AND therefore also your financial success. Maybe that’s not surprising. But here’s a formula to understand how to increase happiness, and…

Q4-2018 Quarterly Context Webinar

9 months ago 0 441

Why is the stock market cooling? Why and how many investors fail to do what disciplined/experienced investors do. People are still feeling confident about the future, but less so. Is your debt shrinking as a % of your income like the average person? How many times did the market drop 10% or more in the last 10 years? How common are market drops of -5%, -10%, -15% and -20%? Stock…

Lessons from a flat tire – how to handle stock market volatility

10 months ago 0 461

Is recent market volatility making you nervous? Perspective could help you stay calm and on track. Your financial journey is a lot like a car trip. On your route from point A to point B, while driving wisely, it is normal to experience stoplights, curvy roads, bad weather, or other elements that slow you down. A few times in your life, you might hit a pothole or nail that causes…

2019 IRS contribution limit updates means you can save more in your retirement plan

10 months ago 0 299

You can now save more in your retirement plan! See below for 2019 IRS contribution limit updates, and click the link for IRA account and other updates. 401(k), 403(b), 457 Plan deferral Limit: 2018: $18,500, 2019: $19,000 “Catch-up” Contribution >age 50: 2018: $6,000, 2019: $6,000 Defined Contribution Total Dollar Limit: 2018: $55,000, 2019: $56,000 Highly Compensated Employee definition: 2018: $120,000, 2019: $125,000 Click here for full IRS announcement of 2019…

Now is a good time to learn the lessons from the Global Financial Crisis

1 year ago 0 266

As we hit the 10-year anniversary, there are lessons to learn from the economic challenges and 2nd worst market in history, and subsequent recovery, that began a decade ago. 10 years is long enough that some people don’t even remember this major financial event, while others feel like they are still recovering, given that the economy’s recovery has been gradual, even though the market’s recovery has been strong… maybe a…